Homeowner Insurance and Buying a Home

This video addresses many questions I get from buyer clients over the years.  I thought it was timely to share this now because of some recent changes that have occurred and may occur in the future.  The primary reason for changes within the industry, according to my guest, Adam Underwood of Weller O’Brien Insurance, is due to the wild fires and super storms that have been occurring in California and around the country.

Recent statistics from Cal Fire’s website…Number of fires and acres:

Interval Fires Acres
January 1, 2015 through December 31, 2015 6,335 307,598
January 1, 2014 through December 31, 2014 4,299 191,307

Heavy rain storms just this year have hit in January, April and October, so far.

Grab a cup of coffee, or something stronger, and settle in for about 30 minutes to learn what’s happening with homeowner insurance rates so you can stay ahead of the curve.